2026 Bexar County Income Limits for 60% AMI Apartments

What are the 2026 income limits for 60% AMI apartments in Bexar County?

We often see housing applicants struggle with the strict thresholds set for affordable units. The dividing line between a standard lease and a great affordable unit usually comes down to exact area median income calculations.

Our team uses the official bexar county income limits 2026 to evaluate these exact thresholds. A two-person household qualifies for a 60% AMI unit with an income up to $48,300. The maximum rent for a 60% AMI one-bedroom sits strictly at $1,132.

Limits vary widely by household size.

Each program calculates earnings its own specific way.

We recommend checking your eligibility early. This guide covers how to verify your numbers before applying to income-restricted and 55+ new apartments.

We rely on the Texas Department of Housing and Community Affairs (TDHCA), which publishes income and rent limits each year for programs like the Low-Income Housing Tax Credit (LIHTC). These exact figures act as the standard for communities across the region.

TDHCA 2026, Bexar County

60% AMI, 2 persons: $48,300. 60% maximum one-bedroom rent: $1,132.

How the limits work

We look at income limits as a percentage of the Area Median Income (AMI), which adjusts based on your household size. A larger family naturally has a higher income ceiling. Programs typically use 50%, 60%, 70%, or 80% AMI benchmarks. This percentage depends heavily on how the building was funded or structured by the state.

Our experience shows that the rent cap for a restricted unit ties directly to this same AMI percentage and the specific bedroom count. You cannot be charged more than this designated ceiling.

Figure	Amount (TDHCA 2026, Bexar)
60% AMI income limit, 2 persons	$48,300
60% AMI maximum rent, 1 bedroom	$1,132

We advise applicants to review the full tdhca income limits bexar tables for other household sizes. The community leasing office applies these exact limits to its specific program rules.

How income is usually counted

We always inform applicants that programs calculate the gross annual income of everyone living in the unit. That total includes wages, self-employment earnings, Social Security benefits, pensions, and child support. Some programs must count your assets too.

Our team recommends gathering specific proof of income well before you apply. Communities often require four to six consecutive pay stubs, recent tax returns, or official benefit letters like a Temporary Assistance for Needy Families (TANF) award.

The 120-Day Verification Rule

We see many applications delayed because of outdated paperwork. Property managers cannot accept income verification documents older than 120 days. Property management uses systems like the Enterprise Income Verification (EIV) portal to double-check your reported numbers against federal databases.

Our best advice is to ask the leasing office about minimum income requirements as well. Restricted units often feature an income floor to ensure the rent is not too high a share of your monthly budget. Knowing both the maximum and the minimum saves you time.

Who decides eligibility

We do not make the final decision on your eligibility. The apartment community handles that process under its specific program rules, typically requiring a signed Tenant Income Certification (TIC) form. You only need to share information with us that you feel comfortable providing.

Our role is strictly to help you prepare and find the right fit. Here is exactly what we do to simplify your search:

1. Explain the label on each building, with its source and date.
2. Get the program’s income limits and documents list in writing.
3. Confirm whether restricted units are available and whether there’s a waitlist.
4. Pre-check the basics before you pay an application fee.

Related rules worth knowing

We track several specific local regulations that impact affordable housing options in San Antonio. These rules change frequently, so staying informed is crucial.

• Small Area FMRs are mandatory in the metro, with a FY2027 one-bedroom figure of $1,196, varying by ZIP code. These numbers directly impact your housing vouchers.
• Voucher waitlists at Opportunity Home and Bexar County were closed at our last check. The Family Public Housing Waitlist recently paused new applications because average wait times reached approximately four years.
• HFC buildings must accept vouchers under Texas Local Government Code §394.9026. This law protects your right to use assistance.

Our comprehensive guide on how income-restricted apartments work explains LIHTC, Public Facility Corporation (PFC), and HFC programs in much more detail.

A simple eligibility check before you apply

We highly recommend running through a quick self-check before paying an application fee at a restricted building. This step will not replace the community’s official review, but it prevents you from applying where you clearly do not fit. It also stops you from skipping a building where you actually qualify.

Our team suggests following this basic five-step process:

1. Count your household. Everyone who will live in the unit, including children.
2. Add up gross annual income. Before taxes, for every adult in the household, from all regular sources. A common mistake is using net take-home pay instead of gross pay.
3. Find the limit for your household size. Check this against the specific AMI level the building uses, such as 60%.
4. Check the minimum income. Restricted units can have a floor as well as a ceiling.
5. Ask about availability. Restricted units can have waitlists even when market-rate units are open.

Why the rent cap matters

We want to emphasize that the rent cap for a 60 ami san antonio 2026 apartment was exactly $1,132 under the state limits. That figure acts as a strict ceiling on what a property can charge for base rent under the program rules.

Our clients often forget that mandatory fees and utilities apply on top of that base rent. The community might have specific utility allowances that adjust your final monthly cost.

Factoring in the Total Monthly Cost

We always look beyond the advertised rent number. Trash collection, parking fees, and pet rents can easily add hundreds to your monthly bill. You must ask the leasing office exactly how fees and utility allowances work for their restricted units. Comparing the total monthly cost gives you a much safer picture of affordability than just looking at the rent cap.

Our team will ask those detailed questions for each labeled building on your list and get the answers in writing.

What happens next

We are ready to help you complete this process. Understanding the bexar county income limits 2026 takes the guesswork out of your search. Tell us your household size and income range, sharing as much or as little as you prefer.

Our agents will show you which labeled buildings on the board fit your situation. The next step involves confirming availability and exact criteria with each leasing office. You then get to decide where to apply based on solid, verified facts. Contact our office today to start your personalized search.